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Rates

NEW AUTO LOANS

Rates Effective January 1, 2020

APR* - ANNUAL PERCENTAGE RATE

Time Period

Lowest***

Highest***

24 months

2.99% APR*

10.99% APR*

36 months

2.99% APR*

11.49% APR*

48 months

3.49% APR*

11.99% APR*

60 months

3.49% APR*

12.49% APR*

72 months

3.99% APR*

12.99% APR*

84 months

4.74% APR*

12.99% APR*

USED AUTO

Rates Effective January 1, 2020

Time Period

Lowest***

Highest***

24 months

2.99% APR*

10.99% APR*

36 months

2.99% APR*

11.49% APR*

48 months

3.49% APR*

11.99% APR*

60 months

3.49% APR*

12.49% APR*

72 months

3.99% APR*

12.99% APR*

PERSONAL LOANS*

Rates Effective January 1, 2020

Time Period

Lowest***

Highest***

24 months

8.00% APR*

13.00% APR*

36 months

8.00% APR*

13.00% APR*

48 months

8.50% APR*

13.50% APR*

60 months

8.50% APR*

13.50% APR*

72 months

9.00% APR*

13.50% APR*

Maximum $8000 No minimum

SHARE SECURE LOANS

Rates Effective January 1, 2020

Time Period

Rate***

12 Months to 60 Months

3.00% APR*

VISA CARDS

Rates Effective January 1, 2020

Type

Rate

Fee

Platinum

9.9%

no annual fee

Classic

11.9%

no annual fee

HOME EQUITY LOANS

Rates Effective January 1, 2020

Term

Lowest***

Highest***

1 year to 5 years

3.00% APR*

4.50% APR*

6 years to 10 years

4.25% APR*

5.50% APR*

11 years to 15 years

5.75% APR*

6.50% APR*

*Some Fees Apply

SHARE ACCOUNTS

Rates Effective January 1, 2020

Fees charged may affect earnings on all accounts which pays dividends.
**APY - ANNUAL PERCENTAGE YIELD

Name

Lowest Rate

Highest Rate

Share Savings Account

Balances Under $100

.00% APR*

.00% APY**

Share Savings Account

Balances Over $100

.00 APR*

.00% APY

Christmas Club

.00% APR*

.00% APY**

Vacation Club

.00% APR*

.00% APY**

*ANNUAL PERCENT RATE
***RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE. RATE RECEIVED BASED ON CREDITWORTHINESS

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Contact Info

MAIN OFFICE
Phone: 1-570-961-8953
Fax: 1-570-961-5010
Toll Free: 1-888-347-7818

HOURS
Monday to Thursday
8:30AM TO 4:30PM
Fridays
7:30 AM TO 5:30 PM

Locations

MAIN OFFICE
605 Davis Street
Scranton, PA 18505

Security Center

The protection of your account and personal information is very important to First Credit Union of Scranton. Read more...