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The First Credit Union of Scranton offers its members two types of low rate VISA credit cards. We have our Classic card, and our premium Platinum card. Stop in for details and an application.
VISA accounts may be checked online at www.ezcardinfo.com . Payments can also be made on this website
Check out VISA's new service that allow customers to add a new password to their existing VISA card to ensure that they are the only ones that can use their cards online. Visit www.visa.com/verified. This service will help prevent unauthorized transactions before they happen.
Classic Visa*
| Annual Percentage Rate for Purchases |
Visa Classic 11.9% |
| Other APRs |
Cash Advance APRs 11.9% |
| Grace Period for Purchases |
25 days |
| Method of Computing the Balance for Purchases |
Average Daily Balance(Including New Purchases) |
| Annual Fee |
None |
| Minimum Finance Charge |
$1.00 |
| Balance Transfer Fee |
None |
| Late Payment Fee |
$30.00 |
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Platinum Visa**
| Annual Percentage Rate |
Visa Platinum 9.9% |
| Other APRs |
Cash Advance APR 9.9% |
| Grace Period for Purchases |
25 Days |
| Method of Computing the Balance for Purchases |
Average Daily Balance |
| Annual Fee |
None |
| Minimum Finance charge |
$1.00 |
| Transaction Fee for Purchases |
None |
| Balance Transfer Fees |
None |
| Late Payment Fee |
$30.00 |
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*The information about the costs of the card (Classic Visa) described is accurate as of 9/2005. This information may have changed after that date. To find out what may have changed , contact the credit union.
**The information about the costs of the card (Platinum Visa) described is accurate as of 2/2003. This information may have changed after that date. To find out what may have changed , contact the credit union.
***of transaction amount
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